📚 880 Fintech Research Journal – IJIRE

International Journal of Innovative Research in Engineering (IJIRE) (e-ISSN: 2582-8746) is a bi-monthly, peer-reviewed, open-access international journal publishing research across diverse fields of Science, Engineering, and Technology.

Researchers searching for an 880 fintech research journal can explore IJIRE for interdisciplinary research involving financial technology, digital payments, artificial intelligence, machine learning, blockchain, cybersecurity, financial analytics, banking technology, mobile finance, and technology-driven financial services.

As a multidisciplinary online paper publishing journal, IJIRE provides a platform for academicians, educationists, engineers, researchers, and industry professionals to share innovative ideas and research findings. Authors can evaluate the journal's scope, editorial process, publication charges, indexing information, DOI options, and open-access model before submitting fintech research.

🔬 Scope of the Fintech Research Journal

The journal's scope provides an academic medium for advancing and disseminating research results that support high-level learning, teaching, and research in engineering and technology. It brings together scientists, academicians, engineers, scholars, and students from related fields.

The International Journal of Innovative Research in Engineering (IJIRE) is an open-access, peer-reviewed multidisciplinary publication offering authors a worldwide platform to share research articles online. Its open-access approach allows published research to be freely viewed online.

The scope of the journal covers, but is not limited to, the following areas:

• ⚡ Electrical, Electronics, and Communication Engineering
• 💻 Computer Science and Information Technology
• ⚙️ Mechanical and Civil Engineering
• 🧪 Chemical and Environmental Engineering
• 🧬 Biomedical and Biotechnology Engineering
• 🤖 Artificial Intelligence, Machine Learning, and Data Science
• 🌐 Robotics, Automation, and Internet of Things (IoT)
• 🌱 Renewable Energy Systems and Sustainable Technologies
• 🔬 Materials Science and Nanotechnology
• 📐 Applied Physics, Chemistry, and Mathematics

IJIRE aims to promote innovative research, technological development, and academic excellence by providing researchers, scholars, academicians, and industry professionals with a platform to share their insights and findings.

The journal encourages interdisciplinary submissions that bridge theory and practice, fostering collaboration across science, engineering, technology, finance, business, and related domains.

🌟 Why Consider IJIRE for Fintech Research?

⚡ Rapid Peer Review

IJIRE describes a peer-review process intended to provide editorial decisions within a short timeframe. This may be relevant to researchers considering fast publication and rapid publication for suitable fintech studies.

🌐 Open Access Policy

The journal follows an open-access publishing model through which published research can be made available online to researchers, financial technology professionals, students, and other interested readers.

🚀 Efficient Publication Process

From submission to publication, IJIRE describes a streamlined workflow with responses at different stages. Researchers comparing low cost publication options can also review the stated article processing charges.

🛡️ Plagiarism Protection

IJIRE states that plagiarism screening forms part of its publication workflow. Authors should ensure that submitted fintech research is original and complies with applicable academic integrity requirements.

📜 COPE Compliance

The journal states that its publication ethics follow COPE best-practice guidance. Authors should review the latest ethical and editorial policies before submitting a manuscript.

🌍 Impact Beyond Academia

Fintech research can connect academic investigation with practical challenges in banking, payments, financial inclusion, investment services, digital commerce, risk management, and financial technology infrastructure.

📖 Indexing & Abstracting Services

IJIRE lists the following services and platforms in its indexing and abstracting information:

• Google Scholar
• Scribd
• ISSUU
• Elsevier Mendeley
• EuroPub
• DRJI
• Academic Keys
• Edocr
• I2OR
• PDFSR
• ResearchBIB
• SSRN
• WorldCAT
• Exlibris (part of Clarivate)
• Thomson Reuters – Research ID
• Semantic Scholar
• Dimensions
• PlumX

Important: Indexing and abstracting coverage can change over time. Authors should independently verify current status with the relevant service before relying on an indexing claim. Researchers specifically looking for UGC CARE-related publication should verify current official UGC information and applicable institutional requirements.

📝 Fintech Research Journal Publication Process

IJIRE describes an author-friendly journey from online submission through acknowledgment, expert review, editorial decision, and publication. Researchers preparing an 880 fintech research journal manuscript can review these stages before submitting their work.

1. 📤 Submit Online: 24/7 manuscript submission through the editorial management system.
2. 📩 Initial Response: Acknowledgment is stated to be provided within 12 hours.
3. 🔍 Expert Review: Peer review is stated to be completed within 2–7 days.
4. 📋 Decision Notification: Acceptance or rejection is stated to be communicated within 3–7 days.
5. 📄 Publication & Certificate: Instant PDF access and digital certificate according to the stated workflow.

💳 Fintech Research Journal Topics

Fintech research examines how digital technologies transform financial services, banking, payments, investment, lending, insurance, financial inclusion, and business operations.

An 880 fintech research journal can be relevant for studies involving digital payments, mobile banking, blockchain, cryptocurrency technologies, artificial intelligence, machine learning, financial analytics, cybersecurity, digital lending, robo-advisory systems, and financial inclusion.

• 💰 Digital Payments: Mobile payments, payment gateways, digital wallets, contactless transactions, and payment security.
• 🏦 Digital Banking: Online banking, mobile banking applications, customer experience, and intelligent banking services.
• 🔗 Blockchain Technology: Distributed ledgers, smart contracts, decentralized applications, and financial transaction systems.
• 🤖 AI in Finance: Predictive analytics, intelligent decision-making, fraud detection, and automated financial services.
• 📊 Financial Analytics: Forecasting, risk analysis, customer analytics, portfolio analytics, and data-driven financial decisions.
• 🔐 Fintech Cybersecurity: Authentication, privacy, fraud prevention, anomaly detection, and secure financial platforms.
• 📱 Mobile Finance: Mobile banking, digital wallets, smartphone-based transactions, and financial accessibility.
• 💼 Digital Lending: Credit scoring, alternative data, automated loan processing, and responsible lending technology.
• 🌍 Financial Inclusion: Digital financial services, accessibility, underserved communities, and technology-enabled financial participation.
• 📈 Investment Technology: Algorithmic trading research, robo-advisory, portfolio analytics, and digital investment platforms.

🧠 Emerging Fintech Research Areas

Researchers can investigate the relationship between financial technology and emerging digital systems. Suitable research methodologies may include empirical analysis, surveys, case studies, experiments, machine learning models, statistical modelling, interviews, comparative studies, and technology adoption frameworks.

🤖 Artificial Intelligence and Machine Learning in Fintech

AI and machine learning can be studied for fraud detection, credit assessment, customer segmentation, financial forecasting, automated advisory services, and risk analytics.

🔗 Blockchain and Financial Services

Research can examine distributed ledger applications, smart contracts, transaction transparency, digital assets, and decentralized financial technologies.

📱 Digital Payment Innovation

Studies may explore digital wallets, mobile payment adoption, payment security, consumer trust, transaction behaviour, and technology acceptance.

🛡️ Financial Cybersecurity

Fintech cybersecurity research can investigate authentication, privacy protection, fraud detection, secure transactions, cyber risks, and anomaly detection.

📊 Data-Driven Financial Decision-Making

Researchers can examine how big data, predictive analytics, business intelligence, and machine learning contribute to financial planning and decision-making.

💻 Fintech Research Journal and Computer Science

Computer science plays an important role in fintech because many financial technologies depend on algorithms, databases, cloud computing, cybersecurity, software engineering, artificial intelligence, machine learning, and data science.

A fintech manuscript can combine financial research questions with computer science methods to design and evaluate payment systems, fraud detection models, recommendation systems, predictive algorithms, secure applications, and intelligent financial platforms.

Researchers searching for a fintech research journal may therefore consider journals that accommodate interdisciplinary work connecting financial services, business research, information technology, and computer science.

💰 Low Cost Publication for Fintech Research

IJIRE states that its open-access publication model requires a publication fee after manuscript acceptance. The stated charges for Case Reports, Original Articles, and Review Articles are:

🌎 Foreign Authors

• With DOI: $80 USD

🇮🇳 Indian Authors

• Without DOI: ₹1,200 + 18% GST
• With DOI: ₹1,400 + 18% GST

The stated charges may be useful for researchers comparing low cost publication options. Authors should confirm the latest APC, GST, DOI arrangements, and publication policies before submitting their manuscript.

🚀 Fast Publication and Rapid Publication for Fintech Research

Researchers may consider fast publication and rapid publication when selecting a journal for fintech research. Publication speed should be evaluated together with peer-review procedures, editorial standards, publication ethics, journal scope, research quality, and institutional requirements.

IJIRE provides stated timelines for initial acknowledgment, expert review, decision notification, and publication. Authors considering an 880 fintech research journal can review these stages to understand the stated editorial workflow.

Google Scholar may also be relevant when assessing the discoverability of academic publications. Authors should independently verify current indexing and abstracting information before submission.

🔎 UGC CARE Considerations for Fintech Research

Some researchers specifically search for journals associated with UGC CARE. General indexing or abstracting information should not automatically be interpreted as UGC CARE inclusion. Authors should verify current official UGC information and confirm whether the journal satisfies their institution's current publication requirements.

When evaluating a fintech research journal, authors can consider subject relevance, peer review, editorial policies, publication ethics, open-access availability, APC, DOI, indexing, and institutional requirements together.

🖥️ Advanced Editorial Management System

👤 Author Dashboard

A personalized account provides access to submission history and available manuscript status updates.

📊 Real-Time Tracking

Authors can monitor their manuscript through the available stages of the editorial workflow.

📑 Automated Documents

The system supports document generation for items such as acceptance letters and copyright forms according to the stated workflow.

⬇️ Easy Downloads

Authors can access available certificates and published papers through the editorial management system.

✅ Fintech Research Journal Submission Checklist

• 📌 Scope: Confirm that the fintech manuscript matches the journal's current scope.
• 📌 Originality: Ensure that the research is original and is not submitted simultaneously to another journal.
• 📌 Methodology: Clearly explain the research objectives, datasets, models, experiments, analysis, and findings.
• 📌 Data Quality: Describe relevant data sources, preprocessing, validation, and limitations.
• 📌 Technical Evaluation: Report suitable evaluation metrics and validation procedures for technology-based research.
• 📌 Manuscript Format: Follow the latest author guidelines and formatting requirements.
• 📌 References: Verify citations, references, tables, figures, datasets, and supporting material.
• 📌 Plagiarism Screening: Review the manuscript for originality before submission.
• 📌 APC: Confirm current publication fees, GST, and DOI-related charges.
• 📌 Indexing: Independently verify current indexing and abstracting information.
• 📌 UGC CARE: Verify any UGC CARE requirement through current official information.

📤 Ready to Publish Your Fintech Research?

If your manuscript fits the journal's current scope, you can submit your fintech research through the IJIRE editorial management system. Before submission, review the latest author guidelines, peer-review information, APC details, DOI information, indexing information, and publication ethics policies.

Submit your research online:

IJIRE Editorial Management System – Submit Online

For queries: [email protected]